EZMax® Loans 180Day MonthlyInstallment TitleLoanFeeSchedule
| Loan Amount | Standard Cab Fee Rate | Lender’s Annual Interest Rate | Finance Charge Interest & CAB Fee | Annual APR – Accrued Daily |
Title Lien Fees Charged at Loan Inception | First * Payment |
Payments 2-5 | Final Payment |
| $500.00 | 21% | 10% | $644.68 | 394.15% | $33.00 - $28.00 |
$190.78* | $190.78 | $190.78 |
| $700.00 | 21% | 10% | $902.55 | 385.54% | $33.00 - $28.00 |
$267.09* | $267.09 | $267.10 |
| $900.00 | 21% | 10% | $1160.43 | 380.88% | $33.00 - $28.00 |
$343.40* | $343.40 | $343.43 |
EZMax® Loans 4 Month Interest Only Title Loan Fee Schedule
| Loan Amount | Standard Cab Fee Rate | Lender’s Annual Interest Rate | Finance Charge Interest & CAB Fee | Annual APR – Accrued Daily |
Title Lien Fees Charged at Loan Inception | First * Payment |
Payments 2-5 | Final Payment |
| $500.00 | 21% | 10% | $436.48 | 284.36% | $33.00 - $28.00 |
$109.12* | $109.12 | $609.12 |
| $700.00 | 21% | 10% | $611.12 | 277.87% | $33.00 - $28.00 |
$152.78* | $152.78 | $852.78 |
| $900.00 | 21% | 10% | $785.68 | 274.27% | $33.00 - $28.00 |
$196.42* | $196.42 | $1096.42 |
An advance of money obtained through a personal loan or auto title loan is not intended to meet long-term financial needs. A personal loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
A $30.00 NSF or returned check fee may also apply.
The greater of 5% of the payment amount or $7.50 may also be charged as a late fee if a payment is more than 10 days past due. A lien fee of $33.00 or $28.00 (depending on the county where the title lien is filed) will be charged at the inception of any new title loan. A title lien fee will not be charged if you were already charged a title lien fee on a preexisting title loan you now have with us and that preexisting title loan is being refinanced.
This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit- related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.
You may also request CREDIT INFORMATION OR ASSISTANCE WITH CREDIT PROBLEMS by writing to the Office of Consumer Credit Commission at 2601 North Lamar Boulevard, Austin, Texas 78705-4207. You may also request CREDIT INFORMATION OR ASSISTANCE WITH CREDI T PROBLEMS by calling the Office of Consumer Credit Commissioner at the Office of Consumer Credit Commissioner, Consumer Help Line (800) 538-1579.
*Title Lien Fee of $28.00/$33.00 will be charged on (and added to) the first payment and is not included in the First Payment and the amount will be determined by the County in which the lien is appllied for.